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Personal + business + project banking

The bank for solo founders.

Open a project account in seconds, keep personal and business money separate, and hand the admin to an AI operator. Don't let banking the old way slow down your next rocket ship.

See how it works
FOUNDER_MODE PERSONAL ATLAS CONSULTING EXPERIMENT_03 + NEW
YOU
Personal Checking
$18,420
DIRECT DEPOSIT · FRI
TAX RESERVE · $1,330 SET ASIDE
BUILDING
Atlas AI $6,240 cash · $8,420 revenue
Studio Consulting $3,850 cash · $4,100 revenue
New experiment $500 funded · PRE-REVENUE
◆ AI OPERATOR Atlas made $5,120 this month. Set aside 25% for taxes?
01 · SPIN UP

New idea? Give it a clean financial life immediately.

Spin it up. Fund it. See if it works. Creating a project account should feel as easy as creating a new repo.

HOW MANY PROJECTS ARE YOU RUNNING?
MONTHLY REVENUE ACROSS THEM?
WHAT SLOWS YOU DOWN MOST?
○ YOUR STARTER SETUP 0 / 7 ON

Your answers carry into your Founder Mode.

02 · MOVE MONEY

Personal money in. Business money out. Always know what it means.

Fast transfers are table stakes. Founder Mode understands the financial meaning of the movement, so your books stay clean without you thinking about them.

FUND ATLAS
FromPersonal Checking
ToAtlas AI
Amount$2,500
◆ FM We'll record this as an owner contribution to Atlas AI.
03 · AI OPERATOR

Build the product. Let Founder Mode handle the financial admin.

The operator works inside your money flow, not in a chat window. It flags what matters, does the boring parts, and asks before anything real moves.

◆ TAXES

Atlas made $5,120 this month. Want me to set aside 25% for taxes?

◆ EXPENSES

3 expenses need categorization. I matched 2 automatically. Review the last one?

◆ INVOICES

Invoice #104 is 8 days overdue. Want me to follow up?

RUNS FOR YOU
Expense categorization Reconciliation Invoices Tax set-asides Cash-flow monitoring Recurring expenses Project-level reporting

Atlas made money. We handled the admin.

04 · PROJECT ECONOMICS

Every project gets its own P&L before it needs a CFO.

Instant clarity, not accounting software. Revenue, spend, cash and runway, per project, always current.

ATLAS_AI +74% MARGIN
REVENUE
$8,420
SPEND
$2,180
CASH
$6,240
STATUS
PROFITABLE
CONSULTING STEADY
REVENUE
$4,100
SPEND
$420
CASH
$3,850
STATUS
PROFITABLE
EXPERIMENT_03 RUNWAY 22 DAYS
REVENUE
$0
SPEND
$680
CASH
$500
STATUS
PRE-REVENUE
◆ FM Atlas is your fastest-growing project this month.
See project economics →
05 · ONE SYSTEM

Personal + business, finally designed to work together.

Keep accounts legally and financially separate while seeing the full picture in one place. Founder Mode organizes the complexity. It never blurs proper separation.

PERSONAL
Paycheck · personal spending · savings
◆ FOUNDER MODE
BUSINESS
Revenue · expenses · taxes
PROJECTS
ATLAS CONSULTING EXPERIMENT_03 + NEW
06 · LEVEL UP

From side project to real company without starting over.

When an experiment wins, it graduates to full business banking in place. Same account, same history, same cards. More capability. The bank grows with the winner.

READY TO LEVEL UP

Atlas has generated $52,400 over the last 4 months. Looks like this one is becoming a real business.

FOUNDER MODE RECOMMENDS
Establish full business banking
Upgrade payment capabilities
Add business credit
Connect payroll
Bring in a partner or employee
Keep all existing history
07 · THE BANKING UNDERNEATH

Real banking for the way you actually build.

A relationship worth consolidating around, not a software layer on top of random banks.

01
Personal checking

Everyday spending, transfers, bills and savings.

02
Business banking

Revenue, expenses, payments and cards.

03
Project accounts

Lightweight financial environments for experiments.

04
Fast money movement

Move funds across your financial world with clear context.

05
Human help when needed

Access real support as projects become more complex.

Build whatever comes next. Your banking keeps up.

One financial system for you, your businesses and everything you're experimenting with.